Do you operate an independent practice? Is your practice incorporated? Do you have employees billing under your business name? CCPA certified members have exclusive access to discounted business insurance packages with coverage designed to meet the specific needs of counsellors/psychotherapists.
Commercial general liability insurance (CGL) provides coverage to protect against claims arising from injury or property damage that you (or your business) may cause to another person as a result of your operations and/or premises (for example, a client may slip and fall on a wet floor and injure themselves). This coverage is recommended for CCPA members who own or operate clinics. Coverage is also recommended for independent practitioners who contract out their services or bill under their business name.
In the event of a claim, both the treating professional and your business name are likely to be named in a statement of claim or lawsuit. Legal Entity Coverage protects the business and its assets in such circumstances. This coverage is recommended if you have professionals working for, or on behalf of, your business and billing under your business name.Employment Practices Liability Brochure